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Lucky Cement Ltd

A Project of Yunus Brothers Group
Lucky Cement is the name of company who is well renowed in the world of constructon Providing Ordianry portland Cemetn and Sulphate Resisting Cement
H.No. 1-A, St No. 70Sector F-8/3Islamabad.
For More Detail please visti http://createmoneyonline-wick.blogspot.com/

Lucky Cement Ltd

A Project of Yunus Brothers Group
Lucky Cement is the name of company who is well renowed in the world of constructon Providing Ordianry portland Cemetn and Sulphate Resisting Cement
H.No. 1-A, St No. 70Sector F-8/3Islamabad.

Home Equity Loans Tax Deductions

Depending on how you used your home equity loan, there are a number of tax deductions available for your home equity loan interest. The largest deductions are available for home improvements. However, for loans used to consolidate debt or pay for college, you can still deduct interest with some limits. And if you use the loan for investment purposes, you can also deduct interest charges.Home Equity Loans Used For Home ImprovementsInterest on home equity loans used to build or improve a first or second home qualifies for the home acquisition debt deduction. With caps at one million dollars, it has the largest limits. Any debt over this limit may qualify for the home equity debt deduction.If you take out a home equity loan 90 days after you purchased the home, you can still deduct the interest even if you don’t use the money for home repairs. For example, you buy a house May 1 with cash. May 15 you take out a home equity loan for $10,000 and use it to go on vacation. You can still deduct the interest paid since you secured the loan before 90 days after buying the house.Home Equity Loans Used For Other ExpensesPaid interest on home equity loans used to pay for college, credit card debt, or other expenses qualify for tax deductions under home equity debt. However there are limits on the debt amounts that qualify for this deduction.The home equity loan amount must be less than $100,000 (or $50,000 if filing separately) or the fair market value of the house minus the acquisition mortgage. The interest on any debt above these amounts, however, may qualify for other tax deductions.Deductions For Interest That Exceeds LimitsIf you find that your home loan debt exceeds mortgage caps, you may still be able to deduct the interest as an investment cost or business expense. Otherwise, excess debt is considered personal debt and non-deductible. But the next year, your home equity debt interest debt may qualify if it meets all requirements. Before taking any tax deduction, verify that IRS rules have not changed in the preceding year.

Satisfy Your Customers

In today’s food service industry, customer service has definitely taken a turn for the worst. Think of the last time you were out with your family or stopped quickly through the drive through of the local fast food joint to pick up dinner. Were you completely satisfied with everything that took place? Did the person that was serving you even look at you or speak to you? It is amazing how little people in the food industry care. If you are a small business owner in the restaurant business, one of the best things you can do to make your business prosperous is by making sure your customers are satisfied. Three things you can do to make sure your customers stay satisfied are to hire customer-oriented employees, being intolerant of disrespect of customers, and make certain that if a customer is dissatisfied with something, they leave feeling better about that negative situation.One of the ways to make sure that your customers stay satisfied is to hire customer oriented employees. This means making sure they are honest, dependable and have a great attitude. Some of the worst offenders of customers’ sensibilities are those who already have a bad attitude or worse, who just don’t care at all one way or the other whether the customer is satisfied or not. Finding good employees is a very difficult thing to do. It might require paying slightly more than the average restaurant employee makes, but in the end, it is well worth having someone who actually cares about your customers and their needs.Another way that you can ensure the satisfaction of your patrons is to make sure that you, under no circumstances, tolerate customer dissatisfaction or disrespect. The way that employees become complacent or assume that it is acceptable to treat patrons without respect is that immediate action is usually not taken after the first offense of an employee to a consumer. With situations of disrespect to one of your customers, you should take decisive and immediate action. Termination may not be necessary, but something strong and swift must be done as a consequence to prevent further such instances.Finally, remember that there are always going to be situations that are going to leave some patrons dissatisfied. In these cases, try to turn a negative into a positive. Things that can accomplish this are free products, coupons for discounts, and in some cases, just a kind word of apology from the employee or manager of the establishment. Making up for the mistake that is made by paying for that customer’s lunch costs money, but you increase your chances of that person coming back to patronize your business again.Customers are the most important part of the food service industry. Without the patron, there is no reason to sell or make food. Keeping them happy is something that is very high up on the priority list for a business owner. Making sure you hire customer service oriented employees, do not tolerate customer dissatisfaction, and try to make any negative situation positive can make your business stand out among many who do not satisfy the needs of their customers.